Demand Accuracy. Delete the Damage.
Build Your Future.

Thousands trust us to remove negative inaccuracies, restore their credit, and unlock real financial opportunities without overpriced monthly plans.

Choose Your Pricing Plan

3-Month Credit Repair Plan

Perfect for individuals who need fast, targeted credit improvement.

Original Price: $499

Now Only $199

For SINGLES

  • Full credit report audit & analysis.

  • Dispute of negative, inaccurate, or outdated items.

  • Creditor & bureau challenge letters sent monthly.

  • Inquiry removal attempts.

  • Personalized credit-building strategy.

  • Email support throughout the program.

3-Month Credit Repair Plan

Perfect for individuals who need fast, targeted credit improvement.

Original Price: $1000

Now Only $345

For COUPLES

  • Full credit report audit & analysis.

  • Dispute of negative, inaccurate, or outdated items.

  • Creditor & bureau challenge letters sent monthly.

  • Inquiry removal attempts.

  • Personalized credit-building strategy.

  • Email support throughout the program.

UNLIMITED Program

(Unlimited disputes until no negative items remain)

Includes everything in the 3-Month Plan PLUS:

$647

  • Extended dispute cycles for deeper removals

  • Late payment & collection targeting strategy

  • Debt validation letters when applicable

  • Credit utilization guidance

  • Ongoing progress monitoring & updates

  • Priority customer support

ChexSystems Removal

Remove negative banking history that prevents you from opening a checking account.

$199

  • Full ChexSystems report review

  • Dispute & validation process

  • Removal strategy for unpaid balances or errors

  • Step-by-step guidance to open a new account after deletion

(Flexible option)

Best for clients who want flexibility without long-term commitment

$175 down + $99 / month

  • Comprehensive credit analysis

  • Dispute of inaccurate, outdated, or verifiable items

  • Monthly dispute updates

  • Creditor & bureau correpondence

  • Personalized credit-building strategy

Join Our Facebook Family

Best for clients who want flexibility without long-term commitment

What We Can Remove

Unlock the tools, tactics, and secrets behind real credit success.

HARD INQUIRIES

PUBLIC RECORDS

MEDICAL BILLS

CHARGE OFFS

CHILD SUPPORT

EVICTIONS

REPOSSESIONS

COLLECTIONS

BANKRUPTCIES

LATE PAYMENTS

FORECLOSURES

FORECLOSURES

Why Choose Us

Because your credit journey deserves more than basic advice.

Complimentary Credit Evaluation

We conduct a detailed review of your credit reports from all three bureaus to identify inaccuracies, negative items, and opportunities for improvement.

Dispute & Resolution

Our experts challenge inaccurate credit information using effective legal frameworks and advanced dispute methods.

Strategic Credit Enhancement

We implement individualized credit-building plans while challenging items that may be hurting your credit.

Results-Oriented

Many clients begin to see measurable improvements within the first 45 days.

Meet the Founder

Hey all, I’m Debra Obafemi, founder of Deb Does Credit and I know firsthand what it feels like to start at the very bottom and rebuild your life through credit.

There was a point in my life when my credit score was in the 400s and debt felt overwhelming. I remember the sleepless nights, the constant denials, and the frustration of trying everything yet feeling stuck. Instead of letting bad credit define my future, I made a decision to learn the system understanding consumer laws, applying the right strategies, and doing things the right way.

Using those same methods, I transformed my credit from the 400s to the 700s in less than a year. That shift changed everything. It opened doors I never imagined allowing me to build multiple businesses, invest in real estate, and create true financial freedom for myself and my family.

Today, I help others do exactly that. I teach individuals how to repair, rebuild, and leverage their credit to unlock funding, create cash flow, and gain financial independence. I also mentor both new and experienced entrepreneurs who want to build six-figure businesses in the credit industry using the same blueprint that worked for me.

What truly sets me apart is simple: I’ve lived this journey. I understand the embarrassment of bad credit, the weight of debt, and the fear of starting over. But I also know the freedom that comes from taking control, learning your rights, and turning obstacles into opportunities.

If you’re ready to stop feeling stuck and start building the life you deserve, I’m here to guide you every step of the way. At Deb Does Credit, we don’t just repair credit we create financial freedom, one client at a time.

What Our Clients Say About Us

FREQUENTLY ASKED QUESTIONS

Is credit repair legal?

Yes, credit repair is 100% legal. Federal laws like the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA) give you the right to challenge inaccurate, outdated, or unverifiable information on your credit report. Our service follows these laws to help you correct errors and improve your credit health.

Can you guarantee results?

No credit repair company can legally guarantee specific results, and we don’t make false promises. What we can guarantee is that we will work diligently on your behalf—disputing inaccurate items, communicating with the bureaus, and guiding you through proven steps to improve your credit. Your results will depend on your unique situation and your consistency during the process.

Do I need a Consultation?

Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation:

How do I get Started?

We would love to have you on board. Simply hit the get started button under pricing, complete your onboarding, and purchase your package.

How Long Does it Take to Fix My Credit?

Please allow 2-4 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!

Please remember credit repair takes 6-12 months HOWEVER, many customers do see success in a much shorter time frame. Each round takes 30-45 days so many people do start to see results as soon as that.

Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

What is credit repair?


Credit repair is the process of identifying and disputing inaccurate, unfair, or unverified items on your credit reports with the three major credit bureaus (Equifax, Experian, and TransUnion). The goal is to have these negative items removed, which can help improve your credit scores.

How does your credit repair service work?

Our credit repair service works by reviewing your credit reports from all three major bureaus, identifying inaccurate or unfair items, and disputing them on your behalf under the Fair Credit Reporting Act (FCRA). We challenge errors, follow up with creditors, and guide you step-by-step on rebuilding healthy credit habits. Throughout the process, you’ll receive updates, support, and clear action steps to help you reach your credit goals

Start Fixing Your Credit Today.

Don't let another day pass with bad credit holding you back. Join thousands of satisfied clients who've transformed their financial future.

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