Demand Accuracy. Delete the Damage.
Build Your Future.
Thousands trust us to remove negative inaccuracies, restore their credit, and unlock real financial opportunities—without overpriced monthly plans.
FIXING SCORES TO UNLOCKING DOORS
PRICING
Choose Your Plan
3-Month Credit Repair Plan
$497
NOW $229
Perfect for individuals who need fast, targeted credit improvement.
Full credit report audit & analysis
Dispute of negative, inaccurate, or outdated items
Creditor & bureau challenge letters sent monthly
Inquiry removal attempts
Personalized credit-building strategy
Email support throughout the program
6-Month Credit Repair Plan
$550
Includes everything in the 3-Month Plan PLUS:
Extended dispute cycles for deeper removals
Late payment & collection targeting strategy
Debt validation letters when applicable
Credit utilization guidance
Ongoing progress monitoring & updates
Priority customer support
ChexSystems Removal
$199
Remove negative banking history that prevents you from opening a checking account.
Full ChexSystems report review
Dispute & validation process
Removal strategy for unpaid balances or errors
Step-by-step guidance to open a new account after deletion
Month-to-month(flexible option)
$129 down + $99 / month
Best for clients who want flexibility without long-term commitment
Comprehensive credit analysis
Dispute of inaccurate, outdated, or verifiable items
Monthly dispute updates
Creditor & bureau correpondence
Personalized credit-building strategy
Join Our Facebook Family
Connect with real people, real success stories, and weekly guidance to help you
take control of your credit journey.
What We Can Remove
Unlock the tools, tactics, and secrets behind real credit success.
HARD INQUIRIES
MEDICAL BILLS
CHILD SUPPORT
REPOSSESIONS
BANKRUPTCIES
FORECLOSURES
PUBLIC RECORDS
CHARGE OFFS
EVICTIONS
COLLECTIONS
LATE PAYMENTS
Because your credit journey deserves more than basic advice.
Why Choose US
Complimentary Credit Evaluation
We conduct a detailed review of your credit reports from all three bureaus to identify inaccuracies, negative items, and opportunities for improvement.
Dispute & Resolution
Our experts challenge inaccurate credit information using effective legal frameworks and advanced dispute methods.
Strategic Credit Enhancement
We implement individualized credit-building plans while challenging items that may be hurting your credit.
Results-Driven
Many clients begin to see measurable improvements within the first 45 days.
Results-
Oriented
Start seeing results within the first 45 days in
Meet the Founder
Hey all, I’m Debra Obafemi, founder of Deb Does Credit—and I know firsthand what it feels like to start at the very bottom and rebuild your life through credit.
There was a point in my life when my credit score was in the 400s and debt felt overwhelming. I remember the sleepless nights, the constant denials, and the frustration of trying everything yet feeling stuck. Instead of letting bad credit define my future, I made a decision to learn the system—understanding consumer laws, applying the right strategies, and doing things the right way.
Using those same methods, I transformed my credit from the 400s to the 700s in less than a year. That shift changed everything. It opened doors I never imagined—allowing me to build multiple businesses, invest in real estate, and create true financial freedom for myself and my family.
Today, I help others do exactly that. I teach individuals how to repair, rebuild, and leverage their credit to unlock funding, create cash flow, and gain financial independence. I also mentor both new and experienced entrepreneurs who want to build six-figure businesses in the credit industry—using the same blueprint that worked for me.
What truly sets me apart is simple: I’ve lived this journey. I understand the embarrassment of bad credit, the weight of debt, and the fear of starting over. But I also know the freedom that comes from taking control, learning your rights, and turning obstacles into opportunities.
If you’re ready to stop feeling stuck and start building the life you deserve, I’m here to guide you every step of the way. At Deb Does Credit, we don’t just repair credit—we create financial freedom, one client at a time.
TESTIMONIALS
What Our Clients Say About Us
"Loved everything so far"
"Deb Does Credit helped me sort out my credit score issues, and I got approved for a loan!"
- PAIGE WILSON
"My life changed forever"
"I was struggling with credit problems, but Deb Does Credit came through for me. My score is looking good now! 💯."
- Alex o.
"Highly recommend this"
".Honest service, great results! Deb Does Credit fixed my credit report, and I'm loving it 😊"
- sarah james
FREQUENTLY ASKED QUESTIONS
Is credit repair legal?
Yes, credit repair is 100% legal. Federal laws like the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA) give you the right to challenge inaccurate, outdated, or unverifiable information on your credit report. Our service follows these laws to help you correct errors and improve your credit health.
Can you guarantee results?
No credit repair company can legally guarantee specific results, and we don’t make false promises. What we can guarantee is that we will work diligently on your behalf—disputing inaccurate items, communicating with the bureaus, and guiding you through proven steps to improve your credit. Your results will depend on your unique situation and your consistency during the process.
Do I need a Consultation?
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation:
How do I get Started?
We would love to have you on board. Simply hit the get started button under pricing, complete your onboarding, and purchase your package.
How Long Does it Take to Fix My Credit?
Please allow 2-4 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!
Please remember credit repair takes 6-12 months HOWEVER, many customers do see success in a much shorter time frame. Each round takes 30-45 days so many people do start to see results as soon as that.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
What is credit repair?
Credit repair is the process of identifying and disputing inaccurate, unfair, or unverified items on your credit reports with the three major credit bureaus (Equifax, Experian, and TransUnion). The goal is to have these negative items removed, which can help improve your credit scores.
How does your credit repair service work?
Our credit repair service works by reviewing your credit reports from all three major bureaus, identifying inaccurate or unfair items, and disputing them on your behalf under the Fair Credit Reporting Act (FCRA). We challenge errors, follow up with creditors, and guide you step-by-step on rebuilding healthy credit habits. Throughout the process, you’ll receive updates, support, and clear action steps to help you reach your credit goals
Start Fixing Your Credit Today.
Don't let another day pass with bad credit holding you back. Join thousands of satisfied clients who've transformed their financial future.